Analisis Efisiensi dan Efektivitas Pembiayaan pada Akademi Maritim Nusantara Cilacap
Abstract
This study aims to determine the efficiency and effectiveness of financing at AMN. The analysis was carried out by calculating the efficiency ratio and effectiveness ratio. The data used are secondary data in the form of financial reports and the Academy's Revenue and Expenditure Plan from 2021 to 2023. This study is a quantitative descriptive study. Based on the results of the calculation, the efficiency ratio has increased, because the smaller the efficiency ratio, the more efficient it is. While the average effectiveness ratio is 103%, which shows that overall, AMN has shown very effective performance. Fluctuations in the calculation of efficiency and effectiveness ratios indicate that AMN's financial performance varies during the study period. This shows that there are challenges in maintaining a consistent level of efficiency. This study emphasizes the importance of continuous monitoring and improvement strategies to maintain and improve the efficiency and effectiveness of Education financing at AMN.
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